Personal Finance

Five Things to Do With a Windfall Other Than Spend it Right Away

Five Things to Do With a Windfall Other Than Spend it Right Away

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Perhaps you have won the lottery, received an inheritance, or cashed in one of your investments, and now you have a large sum of money you don’t know what to do with.

Although it is tempting to cruise around town in a brand new sports car it is important to think carefully about how to spend your newfound cash.

To give you some ideas on the smartest way to use your new wealth, here are five things to do with a windfall other than spend it right away:

The Down Payment: Four Great Reasons To Make The Largest Down Payment You Can Afford

The Down Payment: Four Great Reasons To Make The Largest Down Payment You Can Afford

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If you’re looking for a new home, you’ve probably heard lots of advice about down payments. About how it’s okay to just have a five percent down payment – you’ll still get approved. About how you should make the down payment as small as possible to avoid cash flow problems. Here are just four reasons why you should make the largest down payment possible.

5 Reasons You Might Need To Consider Non-Traditional Financing

5 Reasons You Might Need To Consider Non-Traditional Financing

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Private Money financing refers to loans collateralized by real estate, where the source of the funds used to close Real Estate transactions come from private investors. The decision by the investors to make a loan is based primarily upon plenty of equity in the real property securing the loan thus reducing the risk of loss.

When Should You Shred Your Financial Documents?

When Should You Shred Your Financial Documents?

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How do you know what happens to your documents when you put a piece of paper in the trash? It can be difficult to know who is seeing it and what they are doing with it. It isn’t very common to burn trash anymore; therefore you can be sure that your paper garbage or recycling is likely to pass through several hands on its way to a landfill or recycling center.